Does Costco Take Discover Cards
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Does Costco Take Discover Cards? A 2023 Guide for Shoppers.

Costco is a famous warehouse club that offers various products at discounted prices. However, some shoppers may wonder, “Does Costco take Discover Cards? And if they can use their Discover card at Costco.

If you’re a shopper looking to use your Discover card at Costco, you may wonder if it’s accepted. This comprehensive guide answers the question, “Does Costco take Discover?” In addition, We’ll explore Costco’s payment policy and other payment methods at its warehouses to maximize your shopping experience.

Does Costco Take Discover Cards
Does Costco Take Discover Cards

Does Costco Take Discover Cards?

No, Costco does not accept Discover cards at its warehouses. However, you can use your card for online purchases at Costco.com or through the Costco app.

Why Does Costco not take Discover?

Costco has an exclusive contract with Visa, meaning it is the only credit card network accepted at Costco warehouses. This contract gives Costco several benefits, such as:

  • Increased marketing support from Visa
  • Enhanced fraud protection
  • A streamlined checkout process

How Can I Use My Discover Card at Costco?

If you want to use your Discover card at Costco, you can shop online at Costco.com or through the Costco app. When you checkout, enter your Discover card information like any other credit card.

Tips for Maximizing Your Discover Card Benefits.

While you cannot use Discover cards at Costco warehouses, you can still maximize your benefits by following these tips:

  • Online Purchases: Use your Discover card at Costco.com or the Costco app.
  • Rewards Points: Earn rewards points for your online Costco purchases and use Discover’s rewards program.
  • Cash Back Redemption: Redeem your Discover card rewards points for cash back, gift cards, or travel, and enjoy the benefits of your purchases.
  • Costco Shop Cards: Purchase Costco Shop Cards using your card, allowing you to use them for in-store purchases at Costco warehouses.
  • Costco Membership: Use your card to pay for your Costco membership, ensuring you continue to access exclusive benefits.

What Are the Benefits of Using a Discover Card at Costco?

There are a few benefits to using a Discover card, including the following:

  • You can earn rewards on your purchases.
  • You can get cash back on your purchases.
  • You can use your card to purchase Costco Shop Cards.
  • You can use your Discover card to earn cashback online or through the app.
  • You can take advantage of special promotions offered exclusively to Discover cardholders.

A Discover card is a good option if you want a credit card that offers rewards and cashback on your purchases.

How to Use Your Discover Card at Costco

If you want to use your Discover card at Costco, you can shop online at Costco.com or through the app. You can also use your card to purchase Costco Shop Cards online, which can be used at Costco warehouses.

To use your card at Costco online, enter your card information during checkout. To use your Discover card to purchase Costco Shop Cards online, add the cards to your cart and checkout as usual.

An image showing different Costco payment methods.
This image shows the different Costco payment methods that are accepted at Costco Credit cards, debit cards, apple pay, gpay

Other Payment Methods Accepted at Costco Warehouse.

Costco accepts a variety of other payment methods at its warehouses, including the following:

  • All Visa Cards
  • The Costco Anywhere Visa® Card by Citi
  • Most PIN-based Debit/ATM Cards
  • Costco Shop Cards*
  • Cash
  • Personal checks from current Costco Members
  • Business checks from current Costco Business Members
  • Traveler’s checks
  • EBT cards
  • Mobile Payment (Apple Pay, Google Pay, Samsung Pay)

Additional information on shopping at Costco without a Membership

Costco does not accept the following payment methods in stores:

  • American Express
  • Diners Club
  • JCB
  • Discover cards in-store

Here is a table that summarizes the credit cards that Costco accepts:

Credit Card NetworkAccepted in-storeAccepted online
VisaYesYes
MastercardYesYes
DiscoverNoYes
American ExpressNoNo
Credit cards accepted at Costco

Can I use my Discover card to get cash back at Costco?

You can use your Discover card to earn cashback. However, you can only do so online or using the Costco app. You cannot get Cashback at Costco warehouses.

Please read our blog post on other payment options accepted at Costco

Conclusion

While Costco does not accept Discover cards at its warehouses, you can still use your card for online purchases at Costco.com or through the Costco app. In this blog post, we have answered the question, “Does Costco takes Discover Cards?”. We have also provided a table summarizing the credit cards that Costco accepts and some additional tips for using your Discover card at Costco. By following the information provided, you can maximize your benefits at Costco and earn rewards for your shopping. Explore alternative payment methods accepted at Costco, and enjoy your shopping experience at one of the world’s leading warehouse clubs.

We hope this blog post has been helpful. If you have any other questions, please feel free to comment below.

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